The PAN (Permanent Account Number) is one of the crucial documents in India. Its significance is known to all while availing of any financial facilities like personal loans and more.
It is sought-after by lenders while undergoing the personal loan verification process. But, did you know that you can avail of the personal loan without PAN Card these days? Yes, that’s possible! Let’s know a few ways you can avail of the personal loan without PAN Card in this post!
2. By having a robust CIBIL score Having a higher credit score is a guarantee that you can repay the loan on time. Hence, even when you don’t have a PAN Card, your application may be approved. Try maintaining a credit score of 750 or more. 3. By going for a joint loan Another way to apply for the personal loan without a PAN Card is to apply with an applicant having a valid PAN card. In short, having a co-applicant with a PAN card may help you get loan approval. 4. By keeping other loan documents ready Not having the PAN card and also not furnishing other loan documents could be a recipe for disaster. Thus, you should ensure to submit other documents like your Aadhaar card, salary slips, bank account statements and ITRs. You can follow these handy tips and get a personal loan with low credit even without the PAN Card. Bajaj Finserv offers pre-approved personal loans offers and also on home loans and more. It is to simplify the processing of the loan. You can check out your pre-approved loan offers today after sharing your basic details such as your name and mobile number.
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AuthorAman Khanna is an experienced financial advisor who is well known for his ability to foretell the market trends as well as for his financial astuteness. He has an MBA in finance from Toronto University as well as years of experience delivering seminars on sound financial practices and debt management. |