Personal loan is a great option to fund your urgent and future financial needs such as wedding, higher studies, family vacation, and much more. It must be noted that having a stable source of income such as a job and healthy credit score of 750+ or more helps you to acquire the preferred loan amount. Bajaj Finserv Personal Loan offers assistance to reliable borrowers to help meet their financial obligations.
Here are benefits of Bajaj Finserv’s personal loan you must know about
Personal loan instant approval is one of the many facilities offered by the lending institution. It lets you apply online for the loan by filling up their application form and upon verification you can avail instant approval for the loan.
Eligible candidates can avail high-value loan amount up to Rs. 25 lakhs to fulfill their financial obligations. As lenders do not scrutinize the use of the loan it can be used to cater to several financial needs of the borrower.
Borrowers can receive the money in account within 24 hours upon approval of the loan.
Flexible repayment tenure
Lenders understand your requirement for the loan and thus provide flexible tenure of 12-60 months to easily pay off the loan.
This is an unsecured loan and you do not have to pledge any collateral/ security/ guarantor to secure the loan.
As no collateral is needed to acquire the loan it can be acquired online with basic documentation.
Online account management
You can maintain your loan account online and access it from anywhere anytime to take informed decisions during the loan cycle.
Exclusive pre-approved offers
You may share your personal details with the lender to check your exclusive pre-approved offer at the time of applying for the loan.
Flexi Loan Feature
Not just this, lenders offer the easy repayment feature. This is a unique facility called the Flexi Loan. It lets you borrow high-value loan and pay up to 45% lesser EMIs by paying interest-only EMIs. This helps to better manage your finances.
Aman Khanna is an experienced financial advisor who is well known for his ability to foretell the market trends as well as for his financial astuteness. He has an MBA in finance from Toronto University as well as years of experience delivering seminars on sound financial practices and debt management.