Chartered accountants whether self-employed or salaried can avail custom chartered accountant loan from reputed NBFCs and financial institutions. This is a suite of four loans – personal loan, business loan, home loan and loan against property. These are fast and hassle-free loans which can be applied at online portals of reputed NBFCs.
If you have a good credit score of 750+ or more, you can avail higher loan amount at affordable interest rate. This is because lenders are always on the lookout for borrowers with reliable credit history. To ensure they would pay off the loan on time without any defaults. Chartered accountancy being a reputable profession a healthy score will help to better negotiate loan terms with the lender.
Benefits of chartered accountant loan –
The loan offers flexible repayment tenure ranging between 12-60 months to fit budget needs of every borrower. You can even apply online with minimal documentation. While discussing your loan terms you can check pre approved offers with your lender to benefit from them at the right time.
NBFCs provide the Flexi Loan feature on the chartered accountant loan. This is a unique facility which lets you withdraw as per your daily needs from the loan amount sanctioned. Interest is charged on these daily withdrawals. This helps to pay off the loan easily and lower EMI by up to 45%.
Your loan account can be easily managed online. Just request for login details from your Relationship Manager. Then you can access it from anywhere anytime to take informed decisions as per your loan cycle.
Read More :- Reasons Why CA Professionals Would Need To Take a Loan
Aman Khanna is an experienced financial advisor who is well known for his ability to foretell the market trends as well as for his financial astuteness. He has an MBA in finance from Toronto University as well as years of experience delivering seminars on sound financial practices and debt management.