As the name itself describes, the Universal Account Number works universally. A UAN is an account number issued by EPFO to all the PF account holders. By linking your PF account with the UAN number, you can gather all the PF accounts under one single account. To get the benefits of UAN number, you should know how to activate UAN number in EPF account.
Every salaried personnel get a part of their monthly salary deducted in the form of PF. This deduction acts as the savings for the future which one can use it for his monthly expenses after retirement. Since, an individual switches from one company to other, it becomes hectic to keep note of all the PF account numbers. Therefore, a UAN number is given to an individual by the government.
The Employee Provident Fund Organisation (EPFO) do the job of assigning the UAN number. One can ask for UAN number from his employer. Also, one can get it directly from the UAN app. By entering your details like PF account number, contact number and other personal information, you will get the UAN on your mobile number.
To get the benefits of UAN, one must know how to activate UAN number in EPF. From the EPFO website, you can get your UAN activated. For activation, one must be aware of his PF account number and UAN number.
Easy withdrawal of PF funds, quick transfer of balance, online balance check, etc. are few of the benefits of UAN number.
Additional read: https://www.articlesdunia.com/finance/10-top-benefits-of-pf-uan-number-for-indian-employees
The day-to-day management of the business of its short-term assets and liabilities is called working capital. Also It is important to understand Impact of GST on Working Capital for Businesses. Managing it is a critical aspect of every business which ensures its continued progress.
The simplistic formula for calculation of working capital is current assets minus current liabilities. Well, there are several determinants to working capital such as -
Create a meticulous inventory list and optimally manage them. Additionally, you can look into consignment stock dealing to know where the stock is to help know its buying and selling and for better assessment. Forecasting inventory will ensure that the business manages its current stock well and does not order more than what is needed.
Moreover, an effective management of your business inventory will result in flexible and scalable financing. For instance, business loan from leading NBFCs is available with the Flexi Loan facility. This is a unique feature which lets you withdraw as per your business needs. This practice, in turn, synchronizes well with the requirement of inventory and avoids unnecessary accumulation of debts.
Maintain healthy credit terms which is a measure of your businesses credit worthiness. This is imperative to maintain the balance in the working capital too. As a healthy relationship with vendors, suppliers, dealers can lead to flexibility in business dealings. For instance, as Flexi Loan facility charges interest only on the amount withdrawn it helps to comfortably maintain a healthy cash flow and keeps the lending costs low.
For Everything you Need to Know about Working Capital Management, read here:
When you are running your own business, you will obviously want to expand it to gain more profit and take your business to the next level. Then only, the graph of your business growth will move upwards. But, expansion of business refers to more expenditure and proper channelization of the money. This financing may not be done from your own pocket, savings or profit. So, you can take the support of a machinery loan.
Benefits of a machinery loan:
When it comes to comfortable living, the Godrej Greens is an ideal location to pace up your life in Pune. So, if you have been thinking of buying a property in Pune, Godrej Greens in Undri is what you should be considering right now. Check out the top 4 reasons why Godrej Greens is a conducive option for real-estate investment in Pune.
Having a PAN card is must if you are filing your income tax returns. But, if you do not have a PAN card, you can apply for it using Aadhaar card. You can easily apply for Aadhaar and check the e-Aadhaar status online.
Anyone can get free PAN card if you have a valid Aadhaar card. The government uses the KYC details of Aadhaar to issue the e-PAN card. People have got the opportunity to apply for PAN card online for a limited period only.
To get the free PAN card, the applicant must check his/her eligibility for the same. Any person who already has a PAN card cannot apply for the e-PAN card. Also, the applicant should be an Indian resident and not HUF, trust or any other company.
It is necessary for the applicant to have an updated Aadhaar card while applying for e-PAN. To complete the application process, you need an active mobile number. On that number, you will receive an OTP to enter on your screen.
The government has introduced e-PAN initiative with the purpose of providing PAN card access to more number of people. With the help of e-PAN people will be able to get their tax matters sorted quickly.
The facility of free PAN card is available for a limited period. And, it is issued on the first-come-first-serve basis. You must note that e-PAN application is valid for first time PAN card applicant.
If there are any changes in KYC of the applicant, then it should be done before the application. You can check the e-Aadhaar status online from official UIDAI website. Finally you are also aware How to Get Free E-PAN Card By Using Your Aadhaar Card.
Varanasi is a holy land, that offers a supporting ground for people in business over the years. You can establish prominent outlets and retail supplies or start your manufacturing business, as Varanasi is the right place to aim at. If you are running a manufacturing business, you need to reach up to maximum clients and brands to expand your business. But while doing this, you need to consider certain factors such as the number of engineers and workers, some additional necessary investment, and introduction of new equipment and inventory. To tackle all these conditions and financial issues, you can take the support of a business loan in Varanasi.
However, to become successful and to gain prosperity in your business, you must follow certain tips:
Fix the location first
You need to choose the right place to display your products, so that, they get maximum attention. Most people revolve around the Kashi Vishwanath Temple and the Ghats of Varanasi, so most outlets are located in these regions. So, you must choose a place which facilitates quick disbursal of finished goods to the retailers, equip your logistics aptly, meet high demands with ample supplies and get good turnovers.
Start retail outlet
Varanasi will always be one of the favourite places in India, so if you are thinking of having a retail outlet, it will be a wise investment. But, for this you need to have a steady working capital which will strengthen your business. You can even use the loan amount to establish your small business and serve your customers directly.
To know other tips, read:
How to Prepare Your Small Business For Growth in Varanasi?
The post acts as a guide for a lot of people who do not know about the benefits of DigiLocker. People are aware of its existence but are still unsure about how to use it and what purpose will it cater. Aadhar is mandatory for using Digilocker. In case you don't aadhar, you can download Aadhar card by number or any other way.
This is the same ideology that has been put to use behind the creation of our article. Every part of the material has been segregated depending on its purpose and information. That is why you will be able to read it as a complete guide from start to finish.
The first portion of the article talks about the advantages of DigiLocker as an application. We all know that the government of India has created it for making our life more comfortable.
However what we don't understand is the exact way it can do the same. To make full use of the application, it is essential that you read about various benefits in advance. It will make sure that you have the best experience using DigiLocker mobile application.
Everything in this world has a disadvantage as well. It cannot be argued that there are no drawbacks when it comes to DigiLocker mobile application.
Finally you are aware of Advantages and Disadvantages of Digilocker account. Now you can use it keeping this things in mind. We have highlighted two of the main disadvantages of DigiLocker so that as a user you can understand what exactly its limitations are. One of the most prominent weaknesses is that the application has only been created for people who have a valid Aadhar card.
The Income Tax department has come up with the online PAN card facility wherein an Aadhaar card holder will be able to get an instant e-PAN card.
If you do not have Aadhaar card, you can apply for it on UIDAI and can check the e-Aadhaar status online.
Anyone can apply for PAN card online if they have their Aadhaar or e-Aadhaar with them. To avail the facility of free PAN card, having a valid Aadhaar number is a prerequisite.
What is e-PAN?
The Income Tax Department issues a digitally signed PAN card in an electronic format. They use Aadhaar to get the KYC details of the individual for giving access to the e-PAN card.
The facility of free PAN card is available for a limited period and valid Aadhaar holders only. You can check your e-Aadhaar status online to know the validity of your Aadhaar.
The Need of PAN Card
A PAN card is a necessity for filling your income tax return if the earnings are under the taxable limit. A PAN card assists the IT department in knowing all the transactions made by the taxpayer in the financial year. PAN card link with aadhar card online is also mandatory for all indians.
It will include all the details like the amount of tax paid, returns on tax and any other transaction where PAN is required.
While filing the income tax return, your bank account details, PAN number, rent receipts and payslips should be ready with you.
Prerequisites to Apply for e-PAN Online
Step-by-step Guide for Free PAN Card Online
Following are the steps for requesting e-PAN card.
Step 1 - Log on to the official website
The request for the e-PAN card can be made from the official website. http://incometaxindiaefiling.gov.in is the official website for the e-PAN application.
Step 2 - Enter the active mobile number
At this step, you will have to enter an active mobile number that is linked to Aadhaar. On this mobile number, you will get an OTP that is to be entered for moving to the next step.
Step 3 - Request on instant e-PAN option
Now, the applicant needs to click on the instant e-PAN tab, present on the left side of the web page.
Step 4 - Fill in the required details
All the necessary details that are filled in the form should match the Aadhaar details. The mobile number should also match as you will get OTP on that number.
Step 5 - Mention the OTP received
After filling the Aadhaar details, you will receive the OTP on the mobile. Enter the OTP in the given space and move ahead for the next step.
Step 6 - Upload your valid signature
The applicant now needs to upload a scanned copy of his/her signature as per the format and size mentioned.
Step 7 - Keep Track of Acknowledgement number
After entering all the asked details correctly, you will receive a 15 digit acknowledgement number on your mobile.
To check your e-PAN status, you need to enter the acknowledgement number on the official website.
Related Article: https://uniquethis.com/blogs/27143/255697/everything-you-need-to-know-about-the-e-aadhar-card
Investment in the form of real estate is not only a wise decision but one which ensures long-term returns. As the property can be transferred from one generation to another, it can be liquified to avail instant cash. No matter what you choose the investment for especially in a city like Ahmedabad, it is a promising prospect.
Also, as Ahmedabad is witnessing rapid growth and development. The investment made today for the property will view good appreciation in the future. In addition, reliable builders are coming up with projects which offer lucrative schemes keeping in mind the changing lifestyles of home seekers.
It is worthy to note that keeping this trend in mind major lenders such as NBFCs offer high value loan amount at affordable rate of interest and flexible repayment tenure ranging between 2 to 20 years.
Some of the best localities to check out upcoming and affordable housing projects are Satellite, Bopal, South Bopal, Prahlad Nagar, Bodakdev, Chandkheda, SG Highway, to name a few.
You can find 1 BHK starting from Rs. 15 lakhs onwards to 2 BHK, 3 BHK, 4 BHK of all price categories. For instance, Anand Sapphire in Gota is a project with 2 BHK, 3 BHK, 4 BHK apartments for home buyers.
Hence, you can easily search for builders, projects and popular lending institutions such as NBFCs. These lenders let you apply for the loan online with minimum paperwork. Upon verification, eligible applicants can avail instant loan approval with quick disbursement to fund their dream home.
Reference Read:Property in Ahmedabad Holding Good Future for Investors
An EPF or Employee Provident Fund is a saving which an employee does towards their future. This can be understood as an after-retirement fund which allows employees to stay financially independent even when they are not working.
Therefor it is very important know how to activate UAN number for EPF online. This popular investment method comes with a host of benefits as mentioned below -
For more details about EPF, read this: https://www.tsanewsblog.org/epf-one-account-many-benefits/
Even after so many years of independence and India taking great strides in economic development, when it comes to proper medical care, it is still a luxury for many citizens. This is because medical facilities provided these days are extremely costly which is beyond the reach of most citizens. Even though insurance covers most of these medical costs, the premium for availing insurance facilities is still a luxury for many.
In order to make medical facility affordable for the masses, the government has decided to come up with a solution which is known as Ayushman Bharat Yojana which is also known as the National Health Policy for every Indian from June 2018. So if you don’t have aadhar, make aadhar card online and apply for Ayushman Bharat Yojana. It will directly benefit 10 crore families by providing them insurance cover of Rs. 5 lakh annually in exchange for which each family has to pay Rs. 2500 per annum. There is no age bar or the number of family members who can be included.
So far, 14 states have agreed to become a part of it and begin all the necessary paperwork immediately. However, some states like West Bengal, Delhi, Karnataka, Odisha, and Punjab have decided not to be a part of the model.
As with every other initiative, there will always remain chances for fraud. In order to curb it at the very onset, the government has decided to take utmost care and ensure that this policy becomes a success. In order to avail the benefits of this scheme, one must definitely possess an Aadhaar Card, which will also be the single most important document required to avail the benefits of this scheme. If you still do not possess an Aadhaar Card, you must apply for an e-Aadhaar Card today.
Additional read: What Documents are Required to Apply Ayushman Bharat Yojana?
We all dream to purchase our own home at some point of time in our life. But, it is a huge investment so you may not be able to tackle it with your savings. In this case, a Home Loan will be the best solution. Home prices are increasing day by day, but with the help of a Home Loan, it will be possible to get money between Rs.20 lakh to Rs.10 crores at lower interest rates. You just need to fulfill the Home Loan eligibility criteria and submit a few necessary documents and you can easily buy a home with a housing loan. Depending upon your financial needs, there are different kind of housing loans that are offered by the leading banks and non-banking finance companies (NBFCs).
The different types of Home Loans are:
Home Loan for Home Buying
This is the most common type of housing loan available in India, where you avail a loan for purchasing any read-to-move and pre-constricted properties.
Home Construction Loan
If you do not want to purchase a ready-made house or don’t want to move into a builder made property, you can build your own house as per your wish and needs. Then, you can apply for a Home Construction Loan from leading online and local lenders to fulfill the wish.
Home Renovation and Home Extension Loans
Suppose, you are not happy with your existing homes, or it is time to renovate your house, you can opt for reconstruction, home extension or renovation of your house. So, you can avail a loan for home renovation and extension with trendy designs and finishes.
To know the other types of housing loans, read:Different Kinds of Home Loans based on Your Financial Needs
Pradhan Mantri Awas Yojana (PMAY) is a scheme under which the Government of India has aimed to make the ‘Housing for All’ dream a reality by 2022. Under PMAY, there are categories such as EWS, LIG, MIG, minority, women, who can avail the benefits. You can check your PMAY eligibility for housing loans online. People belonging to Middle Income Group (MIG) can also avail the facilities of PMAY.
The Credit Linked Subsidy Scheme (CLSS) is a component of the PMAY, through which the Central Government offers an interest subsidy on home loans for eligible customers.
Factors related to PMAY for MIG:
To know the other factors, read: https://articlehomes.com/post/pmay-for-middle-income-group-everything-you-need-to-know
Most people get confused and waste a large portion of their life while deciding which option to go for. Is it buying a house or renting a house? Some think that cost matters and rent helps to save much more. And, some think the freedom that you can own in your own house is unmatchable. However, you should never cancel the decision of purchasing your own house. You can always take the support of a Housing Loan from any bank or NBFC to finance the purchase of a home.
Why Own Home is the Best?
It is because:
There are many other advantages that you can experience such as:
To know the other advantages, read: Reasons to Buy Property rather than Rent
In India, there are a number of people who are plagued by debts arising from credit cards and loans. This affects their savings and puts a strain on the monthly budget. In such a scenario, a debt consolidation is considered one of the best bets.
A number of lenders including NBFCs (Non-Banking Financial Institutions) offer loans for debt consolidation at very attractive affordable interest rates. The biggest advantage here is that it betters your credit score and a chance to clear out all existing loans with better interest rates. This decreases the chances of defaulting on a loan payment.
Working people opt for many kinds of loans including home loans, car loans, and educational loans. Apart from these, there are also credit card dues which need to be paid. As a result, many times, it gets rather difficult to keep track of these. If the payments are being made from bank accounts, then adequate balance needs to be maintained because on defaulting a heavy fine is imposed.
In such a scenario, Debt Consolidation Loan is the best solution. Some of the ways in which debt consolidation loan is beneficial are as follows -
1. Single Payment
Instead of making multiple payments to various lenders, you can take a single loan to pay off all your existing debts. A debt consolidation loan offers a longer tenor and thus the EMI amount reduces significantly.
2. Stress Reduction
A number of debts can take a toll on your mental well being. As such, consolidation of all your existing debts can help you manage them better and manage them better.
3. Lower Interest Rates
Different loans mean varying rates of interests which means more monthly expenditure in terms of installments paid. A debt consolidation loan, on the other hand, can offer lower interest rates and longer tenor which means lesser monthly installments.
4. Better Credit Scores
If you pay off your dues on time, then your credit score will only get better with time. This is one of the biggest hidden advantages of opting for a debt consolidation loan.
Additional Read: What is the Best Way to Pay off your Debts?
If you are searching for a lender for loan consolidation, then there are a number financial institutions who offer personal loans for the same purpose at great interest rates. For more information, visit a website of a few such lenders for more information.
Getting a machinery loan offers you ample scope to expand your business. You will naturally require financing at periodic intervals for upgrading equipment in order to offer products which are much improved in terms of quality. You can get loans for upgrading equipment without any hassles. This will help you streamline production and ensure higher efficiency and productivity without dipping into company finances for costly purchases.
An equipment financing or machinery loans are extremely helpful for businesses across the spectrum. These loans will help you get the best machinery for better output in the long run. This will naturally have a positive effect on your revenues as well. You can buy equipment when market prices are on the lower side. Certain leasing financing programs also allow for technology upgrades within the term of the lease contract.
Asset management services track the status of the equipment and offer borrowers a comprehensive idea about the same. The entire cost of buying used/refurbished equipment can also be covered through a machinery loan. NBFCs like Bajaj Finserv also offer machinery/equipment loans for various needs.
If you are also looking for a business loan, you can start by checking the pre-approved offer and applying without any further ado. You can apply for loans up to Rs. 30 lakh at extremely competitive rates of interest. You can avail of these loans by submitting only a couple of documents.
Also Read: How a Machinery Loan Can Help Grow Your Business
GST Council had recommended a number of changes in the Goods and Services Tax. The government has categorized every item into 5 major GST rate slabs -
-0%, 5%, 12%, 18% and 28%. Here we will know your gst rate and item or services that are exempted from tax. Below are more details of the items in the GST rates slabs.
-0% or No Tax
Items Exempted from Tax are - fresh meat, fish, chicken, jute, butter, eggs, milk, curd, butter milk, fresh vegetables and fruits, printed books, Cereal grains, newspapers, bangles, handloom, Bones and horn cores, bone grist, bone meal, Guar meal, hoof meal, horn meal,hulled, Palmyra jaggery, Khadi purchased from Khadi and Village Industries stores, all types of salt, Kajal, Children's' picture, drawing or colouring books, human hair, Clay idols, brooms, Cotton seed oil cake, Charkha, hop cone, certain dried vegetables, unworked coconut shell and fish, and bangles of lac/shellac.
Services Exempted from Tax are - Hotels or lodging which have tariff below Rs 1,000, and Grandfathering service. Rough precious and semi-precious stones will attract GST rate of 0.25 per cent, admission to ‘protected monuments’, rough industrial diamonds including unsorted rough diamonds to face 0.25% and not 3% GST.
Goods in this Category are - LPG supply to household domestic consumers by private LPG distributors, Tailoring service, Basketware and wickerwork,Tamarind Kernel Powder, Mehendi paste in cones, Scientific and technical instruments, Velvet fabric,
Cigarette filter rods,
Services in this Category are - All of the restaurants, restaurants of hotels which have room tariff of less than Rs 7,500, Textile job work, Transport services (Railways and air transport) Supply of e-waste, Food parcels.
Goods in this Category are - Apparel above Rs 1000, frozen meat products , butter, cheese, ghee, dry fruits in packaged form, cellphones, Ketchup and Sauces, animal fat, sausage, fruit juices, Bhutia, namkeen, Ayurvedic medicines, tooth powder, agarbatti, colouring books, picture books, All diagnostic kits and reagents, umbrella, sewing machine, Exercise books and notebooks, spoons, forks, ladles, skimmers, cake servers, fish knives, tongs, Spectacles, corrective, Playing cards, chess board, carom board and other board games etc.
Services in this Category are - Non-AC hotels, State-run lotteries, fertilisers, business class air ticket, and Work contracts.
Goods in this Category are - footwear costing more than Rs 500, jams, sauces, soups, ice cream, instant food mixes, Trademarks, goodwill, software, Biscuits (All categories), flavoured refined sugar, pasta, cornflakes, pastries and cakes, preserved vegetables, tissues, envelopes, tampons, notebooks, steel products, printed circuits, camera, speakers, Kajal pencil sticks, Headgear and parts thereof, Aluminium foil, Weighing Machinery [other than electric or electronic weighing machinery], Printers etc.
Services in this Category are - Restaurants in hotel premises having room tariff of Rs 7,500 and above, branded garments, telecom services, IT services, outdoor catering,
and financial services,
Goods in this category are - In total 50 luxury and sin products are taxed which include Bidis, molasses, pan masala, washing machine, ATM, aerated water, water heater, dishwasher, weighing machine, paint, sunscreen, wallpaper, ceramic tiles, vending machines, vacuum cleaner, automobiles, motorcycles, aircraft for personal use
Services in this category are - Private-run lotteries authorised by the states, cinema will attract tax 28% slab under GST and race club betting.
To safeguard the interest of common man items which have become costlier after the application of GST can be financed at no cost EMI. Thus, making the items affordable and markets competitive, in the long run.
Additional read: All you need to know about GST
Home loan is ideally a long-term commitment. Applicants thus stay highly dedicated towards the process to make the most of it. Managing the loan it is good to know of ways to obtain lower/ manageable EMIs. Also you must follow RBI home loan guidelines for easy & quick loan approval.
Ways to manage home loan better -
Additional Read: 5 Tips to Help you Reduce Home Loan Interest Rate Hike Burden
During the complete loan process the Home Loan sanction letter plays a vital role from the time you apply for the Home Loan till it is disbursed to your account. This letter is provided by the lender to the borrower as a confirmation that their profile has been found suitable for the Housing Loan.
This letter is issued to the borrower when the lender has examined the following -
Now, let’s take a look what the letter actually contains that makes it such an imperative part of the process.
It must be noted that the format of the Home Loan Sanction letter might differ from lender to lender and to address these concerns one can discuss it in detail with their Relationship Manager.
In addition, borrowers must acknowledge the letter and send a copy of it back to the lender with additional documents, if need be. Typically, the letter stays valid for not more than six months. Hence, it is advised to acknowledge it within this period to avail instant loan and quick disbursement from leading lenders.
There comes a time in every business’s lifecycle when they are in need of funds. Though, there are several ways the business can cope up with financial emergencies but liquidating their savings is certainly advised against. This is because, your savings are for a time when you won’t be working or to suffice for any immediate or daily financial need. A wiser option is to opt for business financing from reputed and experienced lenders such as NBFCs. There are several benefits to this kind of financing for your business. Let’s know them here -
You can apply for the loan online at the lender’s official website by filling up a simple e-form with minimum paperwork. Upon verification, eligible applicants receive instant loan approval and quick disbursement
Applicants can avail high value loan amount up to Rs. 30 lakhs at affordable rate of interest and flexible repayment tenure. Though, it must be noted that loan terms may vary as per the individual profile of the applicant and lender’s eligibility criteria. While applying, applicants can even check out pre-approved offers designed exclusively for them and floated from time to time.
Being unsecured in nature the applicant does not have to pledge any collateral/ security/ guarantor to secure the loan. This way they can avail instant financing without having to furnish elaborate paperwork for it.
Moreover, lenders offer the Flexi Loan facility. This is a unique feature which lets you borrow as per your needs from the loan amount sanctioned. Interest is charged on these daily withdrawals which helps to lower the EMIs and thus helps to manage the loan well.
Also Read: Business loan vs. Liquidating Your Savings: Which is the Best?
Every common man is likely to come across unplanned cash problems in their everyday life and government employees are no different. An unexpected medical emergency, travel or wedding expense affects a government employee in a similar way as it would affect a private sector employee. So, even a government employee needs alternatives which can be used to obtain the required financial support i.e, Personal Loan for government employees, whenever needed. On that note, below are some credit facilities which can be used by government employees to obtain immediate financial support.
1) Personal loan: a Personal loan is an efficient credit facility which can be used under all circumstances wherein the need for money is immediate. For instance, the credit facility is a good way to fund the higher education of your child, pay for medical expenses, and even for managing the cost of home renovation.
2) The line of credit: Line of credit is a fast and flexible option for government employees who need immediate financial support to manage unplanned expenses ranging from medical expenses to everyday expenses.
3) Flexi personal loan: Last but not least, a Flexi Personal Loan can be a good solution for government employees under the above-mentioned circumstances. Flexi personal loans come with an attractive repayment option: the borrower can choose to repay only the interest as EMI during the first few years and settle the principal debt later.
Read Also: How can Government Employees Resolve their Sudden Financial Needs?
Bottom line: Irrespective of how easy it is to avail the suggested credit facilities, the fact that you’ll have to repay them shouldn’t be taken lightly. A good repayment plan is a must not just to get the loan approved, but also to manage the repayment easily.
According to UIDAI an Aadhaar card is mandatory for every Indian citizen. You may apply for Aadhar card for your child quite early too. This is referred to as an e-Aadhaar card, a Blue Aadhaar card or a Baal Aadhaar card.
Here’s how you can obtain the card -
Documents needed for your child’s Aadhaar card are:
Additional read: how to download e aadhar
Getting an Aadhaar card is beneficial for the kid as they can avail benefits from their participation in educational program, tours/ study abroad, mid-day meals, government scholarship/ fees subsidy to name a few. Besides, the card is useful while opening a bank account for your child or when investing in mutual fund or other schemes in your child’s name.
For more details about Aadhaar Card for new born baby, Read this:
Personal loan for engineers falls under the professional loan category and is a great way to fund all the immediate cash needs incurred. The scheme comes with end-user flexibility and can be used to manage almost any financial need, be it personal or related to business.
However, getting approval isn’t that easy as long as you follow the tips.
Last but not least, you must make sure you have all the documents along with you at the time of applying for the personal loan for engineers. The documentation is a very crucial part and you must not take it lightly.
For information read full blog here: How to get Quick Approval on Personal Loan for Engineers?
Aman Khanna is an experienced financial advisor who is well known for his ability to foretell the market trends as well as for his financial astuteness. He has an MBA in finance from Toronto University as well as years of experience delivering seminars on sound financial practices and debt management.